Banking Research & Consulting

Sunday, 22 December 2024

Our archives on Consumer Credit

Research Notes

Despite rapid digitisation of payments in China, credit card usage will reach new heights by 2020

Chinese credit card industry exploded over the past two years, with growth rates being recorded in the number of credit cards issued and outstanding credit card debt, as well as the income from credit card business.

Research Notes

Hong Kong banks: increasing retail operations under a tighter regulatory regime

Hong Kong’s economy remains sound but the Hong Kong Monetary Authority is tamping down property loans and issuance of long-term personal loans. With the stricter regulations, the challenge for Hong Kong banks is not asset quality but pricing.

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Our archives on Consumer Credit

Despite rapid digitisation of payments in China, credit card usage will reach new heights by 2020

Hong Kong banks: increasing retail operations under a tighter regulatory regime