0
USD 150

Over the last decade since the start of the fintech boom, the financial service sector has seen the rise of more than 100 stand-alone digital banks globally. They have transformed the way digitally inclined consumers save, borrow, transact and invest. Despite early hits and misses, the second generation of digital-only banks has emerged since 2014 to cater mainly to the younger and mobile-native clientele. But reckoning is coming. They now must prove that beyond a superior customer and user experience, they can also be profitable. This report provides a detailed analysis of the state of digital-only banks, based on the Global top 100 digital-only banks ranking and covers key insights that can be drawn from the ranking.

Publication date:

May 2022

Delivery:

The file is directly delivered into your account provided soon after online payment is received. The file contains two documents - a pdf MS PowerPoint deck (26 slides) and the associated data sheet in Excel format.

The report includes:

1.Aggregated analysis of key data points from the ranking

2.Analysis of the successes and failures of global digital-only banks in expanding beyond their home market

3.Insights into the rise of super challenger banks

4.Analysis of the rise of pan-Asian digital banks

5.Coverage on the prospects of digital-only banks in Hong Kong

6.Business cycle of digital-only banks

7.Success factors of profitable digital-only banks

This report answers:

1.What are the key success factors that digital-only banks need to consider to become successful?

2.What the profitable digital-only banks as of FY2021?

3.What are the current operational and financial benchmarks for digital-only banks?

4.What are the key global and regional developments in digital-only banking?

    • 1.Key findings from the Global Top 100 Digital-Only Banks Ranking
    • 2.Global top 10 digital-only banks
    • 3.Top 10 digital-only banks in North and South America
    • 4.Top 10 digital-only banks in North America and Europe
    • 5.Top 10 digital-only banks in Asia Pacific (APAC)
    • 6.Top 10 digital-only banks in Southeast Asia
    • 7.Top 10 digital-only banks in Middle East and Africa (MEA)
    • 8.Assets size and LDR ratio (FY2021)
    • 9.ROE and CIR ratio (FY2021)
    • 10.Top 10 most profitable digital-only banks (FY2021)
    • 11.Capital raising activities of top 10 leading digital-only banks (March 2020 – March 2022)
    • 12.Average revenue per user for top 15 digital-only banks (FY2021)
    • 13.Rise of super challenger banks: KakaoBank (SK), Nubank (BR), and Tinkoff (RU)
    • 14.Business cycle of digital-only banks
    • 15.Average cost of acquisition per user (FY2021)
    • 16.Key developments in the digital-only bank sector in Hong Kong
    • 17.Key success factors of profitable digital-only banks
    • 18.Developments to watch out in the digital-only bank sector
  • Investors, hedge funds and private equity players assessing the investment potential of digital-only banks
  • Digital-only banks that operate in any market and/or evaluate the opportunities to enter new markets
  • Researchers in financial institutions, regulatory bodies, government agencies and investment companies

Available Reports

Global Top 100 Digital-Only Banks Report

Over the last decade since the start of the fintech boom, the financial service sector has seen

APAC Transaction Finance Report

The Annual Asia Pacific Transaction Finance Trends and FI Satisfaction Report

Hong Kong Profile Data Report

We help corporations and brands conduct rigorous country risk assessments based on a range

SME Finance Report

The SME Finance Annual Report delves into business finance to explore the latest