All industries and sectors have been uniquely disrupted by the pandemic, causing companies to revisit their strategies as they look to react to the current environment and plan for the future. SMEs increasingly expect a fully integrated product and service platform from which to access financial solutions and services to run their business, reduce operating cost, and expand regionally and beyond. In this context, banks have accelerated the digitisation and automation of their SME operations and processes and are progressing in building a platform from where SMEs can access everything in one place.
The SME Finance Annual Report delves into business finance to explore the latest trends, the aftermath of the COVID-19 pandemic, main players and their developments. It provides key financial and operational benchmarks for stakeholders to help them to stay ahead of the game.
Interviews for this report were conducted between February and April 2022 with 22 commercial banks, P2P fintech lenders and digital SME banks across 10 Asia Pacific countries, including Australia, China, Hong Kong, South Korea, Indonesia, Malaysia, Philippines, Singapore, Taiwan and Thailand.
Publication date:
31 July 2022
Delivery:
The file is directly delivered into your account provided soon after online payment is received.
The document is supported in PDF MS PowerPoint format and contains 61 slides.
The report includes:
1. Analysis of key barriers commercial banks face in SME financing
2. Overview of Industry SME loan structure and loan size by country
3. Understanding of alternate business financing and future prospects of the industry
5. Building an integrated product and service platform for SMEs
6. Future trends in SME banking
This report answers:
1. What are the key concerns SMEs have?
2. How banks can unlock opportunities with automation and digitisation?
3. How banks can develop an ecosystem of financial and non-financial services?
China Construction Bank, in cooperation with The Asian Banker,…
The Philippines BankQuality™️ Consumer Survey (BQS) and Rankings…
The Indonesia BankQuality™️ Consumer Survey (BQS) and Rankings…
The recent global outage of Microsoft systems, affecting various…
China’s wealth market has quickly grown to become the world’s…
The China BankQuality™️ Consumer Survey (BQS) and Rankings rely…
The Taiwan BankQuality™️ Consumer Survey (BQS) and Rankings…
The Vietnam BankQuality™️ Consumer Survey (BQS) and Rankings…
The Thailand BankQuality™️ Consumer Survey (BQS) and Rankings…
Rapid regional growth and evolving consumer demands have spurred…
Rapid industry shifts and growing customer demands drive banks…
In the digital banking sector, leading institutions are reshaping…
Brian Lo is a seasoned risk professional with nearly 30 years of experience across global financial institutions. Based in Hong Kong and Singapore, he has led teams in managing market and liquidity risk, counterparty risk, and asset and liability management. His expertise encompasses quantitative modelling, risk governance, stress testing, and regulatory compliance. Brian has also played a critical role in developing internal risk models, driving strategic initiatives, and advising on cutting-edge risk solutions, including AI and machine learning applications. Throughout his career, he has served on multiple risk committees, providing strategic insights to senior management and boards, and has been instrumental in implementing Basel reforms and risk management innovations. Brian’s approach integrates deep technical knowledge with practical leadership, making him a valuable contributor to banking risk management education and practice.
Urs Bolt is a seasoned professional with over 35 years of expertise in wealth management, investment banking, and technology. He helps individuals achieve financial well-being and advises senior leaders in financial services and technology on refining business strategies, developing markets, and forging impactful partnerships. Recognised as a global thought leader in digital banking, WealthTech, and decentralised finance, Urs is an active speaker, author, and jury member for esteemed awards and panels. A passionate advocate for sustainable progress, he champions energy policies that balance economic growth and ecological preservation through scientific solutions.
Sina is Chief Data Officer at Unique AG – a rising European startup providing a GenAI-driven platform called Unique.AI to better understand customers and build more meaningful client relationships. Unique.AI is a tailored solution for the financial industry that aims to increase productivity by automating manual workload through AI and ChatGPT solutions.
Sina is a proven GenAI and data transformation specialist for financial applications with over 20 years of experience. Before Unique AG, Sina led data strategy projects at Credit Suisse AG and worked as a consultant at Accenture AG. She lectures on GenAI, AI Governance, and Data Protection at top universities like HSG St. Gallen and HEC Paris, inspiring future tech leaders. Sina also mentors startups on GenAI applications and serves on the ISO expert council in Switzerland. She was recently honored with the “Women in Banking and Fintech 2024” award for her Thought Leadership on Data Protection and AI Governance for GenAI applications for Financial Services by Handelsblatt (#1 business newspaper in Germany). Sina holds a PhD in Financial Modeling from the University of St. Gallen (HSG, Switzerland) and a Diploma in Economics from the University of Mannheim (Germany).
John Januszczak is a seasoned fintech leader and the President & CEO of UBX Philippines, the fintech venture studio and fund of Union Bank of the Philippines. He was appointed to this role after joining UnionBank as a Consultant in 2018. Prior to this, he served as the Chief Operating Officer of Manulife Philippines and held leadership roles such as Head of Global Business Process Management at Manulife Financial and Vice President of Product Management at Meta Software Corporation. His extensive experience in operations, technology, and financial services has positioned him as a key driver of digital transformation in the fintech space.
Under John’s leadership, UBX has grown into Southeast Asia’s fastest-growing fintech, building a robust ecosystem that helps startups and fintech founders access expertise, funding, and customers. He has spearheaded the incubation of award-winning ventures such as i2i, SeekCap, and BUX, while also managing a corporate venture fund that successfully invests in and scales fintech startups. By leveraging corporate ecosystems, open finance, and embedded finance, John continues to drive financial inclusion, innovation, and strategic growth in the Philippine fintech landscape.
Jonny Fry led initiatives around blockchain and digital assets within the regulated banking environment at ClearBank. With over three decades of experience in financial services, Jonny is widely recognised as a thought leader in digital innovation. He is currently the CEO of TeamBlockchain, Chairman of Gemini Capital UK, and author of Digital Bytes, a weekly publication analysing blockchain developments. At ClearBank, he focused on integrating digital asset strategies to support institutional-grade infrastructure for next-generation financial services. In 2022, he was named CryptoAM’s “Influencer of the Year.”.
David Parsons is an accomplished technology executive with over 25 years of experience leading digital financial infrastructure initiatives across the US and Europe. As Chief Technology Officer at NiftyOne, he drives innovation, technology strategy, and platform development. His expertise spans go-to-market strategies, business development, and regulatory frameworks, underpinned by a strong track record of working with global technology providers, hardware manufacturers, and software developers. David’s strategic vision and hands-on leadership have consistently enabled the successful deployment of scalable, secure, and compliant digital solutions in the financial sector.